Flu Shot FAQ
~
 
Slimming Down Helps with Diabetes & Pre-diabetes
~
 
Vet Hunters
~
 
Competitor Group Partners with GovX.com to Offer Discounted Race Entries
~
 
Home Loans
~
 
Veterans Crisis Line
~
 
Homes for Heroes
~
 
What Does it Mean to be a Veteran?
~ Steven Vandervort
 
Wounded Warrior Project
~
 
Vet Centers
~
 
Veteran Eligibility
~
 
   
   
   
 
SUBSCRIBE
 
 
 
unsubscribe>
   
 
      share   print  
 
  Home Loans  
 

About Home Loans

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms

 

Benefits

Purchase Loans help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements. Learn More

Interest Rate Reduction Refinance Loan (IRRRL): also called the Streamline Refinance Loan can help you obtain a lower interest rate by refinancing your existing VA loan. Learn More

Native American Direct Loan (NADL) Program: helps eligible Native American Veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan.Learn More

Adapted Housing Grants: help Veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability. Learn More

Other Resources: many states offer resources to Veterans, including property tax reductions to certain Veterans. Learn More

 

Eligibility Requirements

The length of your service or service commitment and/or duty status may determine your eligibility for specific home loan benefits.

Purchase Loans and Cash-Out Refinance:VA-guaranteed loans are available for homes for your own personal occupancy. To be eligible, you must have a good credit score, sufficient income, a valid Certificate of Eligibility (COE), and meet certain service requirements. Learn More

Interest Rate Reduction Refinance Loan (IRRRL): The IRRRL is a "VA to VA" loan, meaning it can only be applied to refinance an existing VA loan. An IRRRL can be done only if you have already used your eligibility for a VA loan on the property you intend to refinance. Learn More

Native American Direct Loan (NADL) Program: The NADL program helps Native American Veterans purchase, construct, improve, or re-finance a home on Native American trust lands. Your tribal organization must participate in the VA direct loan program. You must have a valid Certificate of Eligibility (COE) and meet certain service requirements. Learn More

Adapted Housing Grants: VA helps Veterans with certain total and permanent disabilities related to your military service obtain suitable housing with either a Specially Adapted Housing (SAH) or Special Housing Adaptation (SHA) grant. Learn More

 

How to Apply

Purchase Loan & Cash-Out Refinance: VA loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE). You can obtain a COE through eBenefits, by mail, and often through you lender. Learn More

Interest Rate Reduction Refinance Loan: A new Certificate of Eligibility (COE) is not required. You may take your Certificate of Eligibility to show the prior use of your entitlement or your lender may use our e-mail confirmation procedure in lieu of a certificate of eligibility. Learn More

Native American Direct Loan (NADL) Program: First, confirm that your tribal organization participates in the VA direct loan program. NADL loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE). You can obtain a COE through eBenefits, by mail, and often through you lender. Learn More

Adapted Housing Grants: You can apply for an SAH or SHA grant by either downloading and completing VA Form 26-4555 (PDF) and submitting it to your nearest Regional Loan Center, or completing the online application.Learn More


 

 
     
   
 
  Alton Hyatt, Attorney at Law
1401 Ebenezer Rd
Rock Hill, SC 29732
p (803) 328-1851
f (803) 328-1356
hyattlawfirm.com/
 
  Sophie's Smoke Shop
2270 E Fry Blvd
Suite E-8
Sierra Vista, AZ 85635
p (520) 458-4103
www.facebook.com/sophiess16/
 
  F & C General Construction
8705 Kentucky Derby Dr
Waxhaw, NC 28173
p 704-243-4347
 
  Harms & Sons Excavating LLC
324 E Grand Ave
Hot Sulphur Springs, CO 80451
p (970) 725-3540
 
  Lager's Chrysler World
307 Raintree Road
Mankato, MN 56001
p (507) 519-0246
www.lagersofmankato.net
 
  Signature Automotive Specialists
2346-A Lawrenceville Hwy
Decatur, GA 30033
p 404-634-3937
www.facebook.com/Signature-Automotive-Specialists-614216998629574/
 
  Rocky Mountain Service Bureau
110 J St
Rock Springs, WY 82901
p (307) 382-2550
 
  Walmart Supercenter #0515
2330 US Hwy 19
Murphy, NC 28906
p 828-837-9184
www.walmart.com/store/515/whats-new
 
  Pay Less Plumbing Inc.
3909 Tuckaseegee Road
Charlotte, NC 28208
p (704) 393-9032
www.paylessplumbingcharlotte.com
 
  Carolina Stockyards Co
260 Stockyard Rd
Siler City, NC 27344
p 919-742-5665
www.facebook.com/pages/Carolina-Stockyards-Co/132096630187496
 
       
    More>   
       
       
The Publishing Group - United Veterans Report  
Website Powered By Creative SplashWorks - SplashSite